Lavelle & Finn


Bond Ladders May Hedge Interest Rate Hikes

Just as volatility and high prices might make some investors leery of stocks now (see “Buy-write strategies for a flat market”), the threat of rising interest rates may worry fixed income investors. Rising rates tend to depress bond prices. Again, a time-tested strategy might be useful in the current environment. […]


Tax Calendar: October and November 2018

OCTOBER 2018   October 15 Individuals. If you have an automatic six-month extension to file your income tax return for 2017, file Form 1040, 1040A, or 1040EZ and pay any tax, interest, and penalties due. Employers. For Social Security, Medicare, withheld income tax, and nonpayroll withholding, deposit the tax for […]


A Grain of SALT in New IRS Notice

Taxpayers who itemize deductions on Schedule A of their tax return have been able to deduct outlays for state and local income tax as well as property tax with no upper limit. (State and local sales tax may be deducted instead of income tax.) However, as of 2018, the Tax […]


Life Insurance as the Ultimate Hedge

Many people think of life insurance as a product for family protection. The life of one or two breadwinners is insured; in case of an untimely death, the insurance payout can help with raising children and maintaining the current lifestyle. Once the children are able to live independently and a […]